Hablamos Espanol

~~Affordable LOAN MODIFICATION Attorney~~ (California)

ENGEL LAW GROUP can save your home from Foreclosure with a Loan Modification or other program designed to get you current with your mortgage and save your home!!!

We have a 99% success rate in our Loan Modification Department,
And our fee is lower then most other companies!!!

Call TODAY for a FREE consultation to see if you qualify.
916-745-3773

Julius M. Engel, Esq.

Affordable: BANKRUPTCY and DIVORCE ASSISTANCE (916-676-1096)

WE ARE REGISTERED AND BONDED LEGAL DOCUMENT ASSISTANTS...916-676-1096



WE OFFER MANY LOW COST DOCUMENT SERVICES...FREE CONSULTATION...



EVENINGS AND WEEKENDS ALSO AVAILBLE...MOBILE SERVICE AVAILABLE...

Criminal Charges Pending? - Juvenile/Adult

Have you been charged with a crime? Are you unsure if what you are being told is accurate? Not sure how your plea may affect you in the future. I can assist you in evaluating your case and deciding what is the best strategy. I have been practicing criminal law for nine years. I have been successful at trial, and resolutions that do not disrupt your life. I have been successful in habeas petitions (person is being held unlawfully after sentencing.) in writs (challenging a judge's ruling during trial or pre trial and in 779 petitions (arguing for release of a juvenile from the California Youth Authority.)

Evening and weekend appointments available - 916-456-2027 - so speak with an attorney in Sacramento. My office is not a mill. I will represent you personally and my paralegal is available when I am in court.

Counties served: Sacramento, San Joaquin, Sutter, Placer, El Dorado, Alameda, Colusa

Bankruptcy Attorney/Paralegal Svcs

Did you know many people are able to keep their homes in a Chapter 7 Bankruptcy. Some lawyers will tell you that you don't qualify to wipe out all debts and force you into a payment plan. Don't let this happen to you. If you qualify for a Chapter 7 but file a Chapter 13 you are stuck in a payment plan for the next five years. Only an attorney can advise you as to whether a Chapter 7 or Chapter 13 or no bankruptcy is right for you.

Did you know you CAN file bankruptcy on federal and state taxes if the taxes have been filed and a certain amount of time has passed.

If you have a simple case my paralegal can assist you in filing the petition. If you need legal advise I can advise you as to your rights. Affordable rates, night and weekend appointments.available

Call for a free consultation either over the phone or in person. 916-456-2027

Car Impounded for Driving on a Suspended License? TrafficCourtPros.com (Sacramento)

Help for Driving on a Suspended License: VC 14601.1 and 14601.2 Arrested for driving on a suspended License? Need to figure out what a Vehicle Code section 14601.1 or 14601.2 charge is? Want to avoid a misdemeanor conviction record and get your drivers license back? Let TrafficCourtPros.com and our quality, experienced sponsor attorneys help! When a person gets caught driving on a suspended drivers license, they typically have 2 problems to deal with: 1) a misdemeanor case with charges of Vehicle Code section 14601.1 or VC 12500a; and 2) the case or case(s) that caused the drivers license suspension in the first place. At TrafficCourtPros.com, we have the help you need to solve these problems fast! Start solving the problem today! At TrafficCourtPros.com, we publish free self help resources, including how to articles by Attorneys on Dealing with DUI Warrants, Defenses to Driving on a Suspended License, and How to Clear Failure to Appear Holds causing a suspension of a drivers license (Veh Code 40509.5 holds and Veh Code 40508(a) charges) Our local sponsor Attorney offers EZ, free and private case reviews to present options to those who want professional help to solve the problem correctly. Find out how a licensed Attorney can do the hard work for you.

Free Attorney Case Review (800) 609-7494

IMMIGRATION LAW | SOCIAL SECURITY LAW | TAX LITIGATION AND PREPARATION (SACRAMENTO | BAY AREA | VALLEY)

The Law Office of Nirwan & Associates
1104 Corporate Way
Sacramento, CA 95831
Tel: 916-832-3144
Fax: 206-350-7582
nirwan@nirwanlaw.com
www.nirwanlaw.com

IMMIGRATION LAW | SOCIAL SECURITY LAW | TAX LITIGATION | VETERANS DISABILITY LAW | BUSINESS INCORPORATION

The Law Office of Nirwan & Associates assists individuals and business in areas of Immigration Law, Social Security, Tax Litigation and Preparation and Business Incorporation. Although conveniently located in Sacramento the firm is able to handle cases all over California. Because of our limited practice we are aware of the latest developments and changes in law.

SOCIAL SECURITY LAW
We have helped individuals with filing claims before the SSA regarding their SSI and SSDI claims. The firm has successfully appealed before the Board for past benefits and including widower benefits. Call us today to see how we can proceed with obtaining your benefits.

TAX LITIGATION AND PREPARATION
We can handle your tax problems, individuals, C and S Corporations, Partnerships, LLC, Payroll Taxes, Need to file back taxes? Let us prepare and file it for you.

IMMIGRATION LAW
We handle cases ranging from Deportation/Asylum/Refugee cases, H-1B, TN and E-3 visas, O-1 visas, Treaty Trader/Investor visas, Religious Worker visas, Labor certification (PERM and RIR), EB-1 and EB-2 permanent immigration, all types of family-based immigration matters, including marriage petitions, K-1 fiance visas, etc.

VETERANS DISABILITY LAW
Have the VA denied your claim? Need help appealing before the Board of Appeal? Let our trained expertise work for you and prepare a winning brief.

BUSINESS INCORPORATION
Are you interested in protecting your assets against liability. We specialize in helping Businesses incorporate in the State of California. We can create C, S Corp, LLC, LP, GP and non-profit entities for you. We will conduct name search and reserve it for you. We will prepare and file your articles. Because of our close proximity to the Secretary of State we can incorporate you within days. Let us incorporate your business for only $550.00 plus filing fees.

We speak: English, Punjabi, Hindi and Urdu.

Business Attorney (Sacramento Area)

Many businesses don't need full time legal counsel, and don't want the expense of paying high hourly rates
to big outside law firms. I am a more affordable choice, who will get to know your business and provide
professional service for fixed fees. I am also different from big outside law firms in that I think business first.
I have represented some of Sacramento's largest and fastest growing companies, and can use that
experience to help your company succeed.

• I review, negotiate and draft agreements that are understandable, so that outcomes are predictable.
• I develop business practices that satisfy government regulation.
• I diffuse and resolve business disputes before they boil over.
• I provide first level legal support for challenges that growing businesses face daily: hiring/firing, workers compensation, unemployment claims, insurance claims and policy renewals, etc..
• I do not litigate, but I do manage and support outside legal specialists including litigators.

Unlike many lawyers, I understand business, and work toward solutions that help business succeed.

I prefer fixed fee arrangements that allow you to understand your costs in advance.
Let's talk about how I can help your business succeed.

916-420-5802
dave@davidhaddocklegal.com
www.davidhaddocklegal.com

YOLO COUNTY DUI LAWYER-YOLO COUNTY CRIMINAL ATTORNEY-(916) 233-7346 (YOLO COUNTY)

Yolo County DUI Lawyer

Michael Rehm offers free, confidential consultations 24/7. Contact Yolo County DUI Lawyer at (916) 233-7346. Offering competitive rates and payments plans, this is the Yolo County DUI Attorney to see. Serving all of Yolo County including Woodland and Davis.

Michael Rehm--Yolo County Criminal Defense Attorney

(916) 233-7346 http://www.rehmlawoffice.com

Yolo County DUI Attorney

Yolo County DUI Attorney Yolo County DUI Lawyer Yolo County Criminal Lawyer Yolo County Criminal Attorney

Lawyers Who Believe in You Call 866-479-0130 for Free Consultations

Charged with a crime or under investigation? Call 866-479-0130 for a free consultation or visit our website at www.americascriminaldefense.com

Anthony Partipilo, Attorney at Law
America's Criminal Defense Group
(866) 479-0130

Problems paying residential or commercial lease? (Sacramento)

The Law Offices of Chen & Lee makes the local community our priority. We want to help honest, everyday people with legal problems. Although we are a general practice law firm, we focus on immigration, accidents and personal injury, business and contract law, labor/employment law, bankruptcy, and general civil litigation. If you have a legal problem and want a free consultation or referral, then CALL US FIRST.

If you are having problems paying your rent for either a residential or commercial lease, we may be able to help renegotiate your contract to make it more affordable for you. We may be able to help, and the initial consultation is always free to evaluate your case. We have vast experience working with many types of contracts and understand how to utilize the law for your benefit. Best of all, we can offer most services on a contingency fee basis so there is NO LEGAL FEE unless you win and get a reduction on your rent!

Our senior attorney also has an MBA business degree with 10 years of business experience. Our Regional Director and business consultant has more than 20 years dealing with and owning businesses. If you have problems related to any kind of legal issue, we would be happy to help. We are conveniently located across the street from Arden Fair Mall in Sacramento and are open 9am-5pm Monday through Friday. We also have evening and weekend appointments available for your convenience.

Ernest Chen, JD/MBA
Attorney at Law

Law Offices of Chen & Lee
1610 Arden Way, Suite #110
Sacramento, CA 95815
TEL: 916-564-8700

Fighting your Insurance or Credit Card Company? (Sacramento)

The Law Offices of Chen & Lee makes the local community our priority. We want to help honest, everyday people with legal problems. Although we are a general practice law firm, we focus on immigration, accidents and personal injury, business and contract law, labor/employment law, bankruptcy, and general civil litigation. If you have a legal problem and want a free consultation or referral, then CALL US FIRST.

If you are having problems dealing with an insurance company or credit card company, then CALL US FIRST! We may be able to help, and the initial consultation is always free to evaluate your case. Claims can range anywhere between denial of coverage, refusal to remove a fraudulent charge, or other problem. We have even been able to negotiate settlement payments of credit card accounts for less than the balance. Best of all, we can offer most services on a contingency fee basis so there is NO LEGAL FEE unless you win!

Our senior attorney also has an MBA business degree with 10 years of business experience. Our Regional Director and business consultant has more than 20 years dealing with and owning businesses. If you have problems related to any kind of legal issue, we would be happy to help. We are conveniently located across the street from Arden Fair Mall in Sacramento and are open 9am-5pm Monday through Friday. We also have evening and weekend appointments available for your convenience.

Ernest Chen, JD/MBA
Attorney at Law

Law Offices of Chen & Lee
1610 Arden Way, Suite #110
Sacramento, CA 95815
TEL: 916-564-8700

50% OFF BANKRUPTCY NOW! (Sacramento & Surrounding Area)

We understand that in these trying times of our economy things are not as easy as they used to be, Finances are low and what seems to be like relief is everywhere just a matter of who and what you go with.

When choosing an attorney to help you through your financial crisis be sure that you know what you're getting before you sign the dotted line.
Cheap Bankruptcies are all over the place during this time because attorneys whose specialties are in other areas see the booming business in bankruptcy and want to take advantage.
Don't let yourself be taken advantage of. Your financial future is nothing to take lightly. Why get into a worse financial situation when you're trying to get out of the one you're already in.
Our office has 39 years of experience as well as current on every change that has occurred since the law changed in 2005. Our office stays up to date on every change as well as assistants who specialize in Both Chapter 7 and Chapter 13's, from personal to business.

If you need help You can find it here. Our office offers free consults,
We do not push you into anything. We make sure to offer you the best options and let you know your situation as we see it under the law so that you are aware of every step and option available to you.

Because of the tough economy we are offering 50% off of your bankruptcy should you decided that is the option you would like to go with.

We are here to help, let us know your biggest concern and we'll let you know how we can help.

APPOINTMENTS ARE AVAILABLE AFTER HOURS AS WELL AS WEEKENDS
AVAILABLE BY PHONE 24 HOURS A DAY FOR YOUR EMERGENCY NEEDS

We understand that with furloughs and pay cuts taking time off is NOT an option for some so we offer PHONE CONSULTS as well.

So please put your worries behind you, Call us today and get some peace of mind.

Reply to this add or Call our Office

916.440.6666

Labor and Employment Law – Wages/Overtime Pay, Discrimination, Fired? (Sacramento)

The Law Offices of Chen & Lee makes the local community our priority. We want to help honest, everyday people with legal problems. Although we are a general practice law firm, we focus on immigration, accidents and personal injury, business and contract law, labor/employment law, bankruptcy, and general civil litigation. If you have a legal problem and want a free consultation or referral, then CALL US FIRST.

If you are an employee and believe that you have been wrongfully terminated, fired, discriminated against, have not been paid all of your wages, or if you work more than 9 hours per day OR work more than 40 hours per week but have not been paid overtime wages, then we want to help.

If you are a business owner and employer and have a problem with employees making claims related to their employment, then we want to help.

Our law firm defends and protects both employers and employees regarding California Labor Law. Being involved from both perspectives allows us to fully understand the considerations and strategies of your opponent. This allows us to put together the best possible defense for you. If you have any labor or employment problems or even think that you might have a claim, then call us FIRST for a free consultation and evaluation.

Our senior attorney also has an MBA business degree with 10 years of business experience. Our Regional Director and business consultant has more than 20 years dealing with and owning businesses. If you have problems related to any kind of legal issue, we would be happy to help. We are conveniently located across the street from Arden Fair Mall in Sacramento and are open 9am-5pm Monday through Friday. We also have evening and weekend appointments available for your convenience.

Ernest Chen, JD/MBA
Attorney at Law

Law Offices of Chen & Lee
1610 Arden Way, Suite #110
Sacramento, CA 95815
TEL: 916-564-8700

No Money? Having Legal Problems? Local Law Firm Wants to Help (Sacramento)

The Law Offices of Chen & Lee makes the local community our priority. We want to help honest, everyday people with legal problems. Although we are a general practice law firm, we focus on immigration, accidents and personal injury, business and contract law, labor/employment law, bankruptcy, and general civil litigation. If you have a legal problem and want a free consultation or referral, then CALL US FIRST.

Very often, if you write a complaint letter, it will be ignored or you may not know the right thing to say which can later damage your chances at recovery. In contrast, those same problems can sometimes be solved with a “demand letter” written by an attorney that states what you want the other party to do. We have been very successful in using demand letters to convince opponents to comply with your requests without having to incur the expense of a lawsuit. Demand letters are by far the cheapest way to make a request from another party and we can serve them on your opponent for generally between $100-300 flat fee. Best of all, many of our other legal services can also be performed on a contingency fee basis, so that you do not owe any legal fees unless you win!

We are conveniently located across the street from Arden Fair Mall in Sacramento. We are open 9am-5pm Monday through Friday and can often make arrangements for evening or weekend appointments. Call 916-564-8700 anytime.

Ernest Chen, JD/MBA
Attorney at Law

Law Offices of Chen & Lee
1610 Arden Way, Suite #110
Sacramento, CA 95815
TEL: 916-564-8700

Have you been RIPPED OFF by Loan Mod Company or Cheated in a Deal? (Sacramento)

Have you been cheated or ripped off by a company promising loan modifications, debt reductions or other products and services? We might be able to help recover your money and there are NO LEGAL FEES unless we succeed. These types of sham companies take advantage of desperate people who are unaware of their legal rights. We aim to help honest, everyday people. Our law office focuses on business litigation and contract law. We can help recover money that you paid for services that were never performed or inadequately performed. Our senior attorney also has an MBA business degree with 10 years of business experience working with contracts. Our Regional Director and business consultant has more than 20 years dealing with and owning businesses. If you have problems related to any kind of transaction, business, labor, employment, contracts, then CALL US FIRST at 916-564-8700 for a free consultation and evaluation of your case. We would be happy to help. We are conveniently located across the street from Arden Fair Mall in Sacramento.


Ernest Chen, JD/MBA
Attorney at Law

Law Offices of Chen & Lee
1610 Arden Way, Suite #110
Sacramento, CA 95815

TEL: 916-564-8700

DIVORCE: $195.00....BANKRUPTCY: $125.00 (916-676-1096)

We offer low cost document assistance services....Free Consultation....

Bankruptcy and other services available....

916-676-1096

Need your legal documents filed? Records Research? Fax Filing? (California)

Do you need your legal documents filed at the Courthouse? Need it done on short notice? Then give CrossFire Legal Document Assistance and Resource Services a call. We can also pull legal records for you as well if needed. We offer fax filing, through email or whichever method you would like to use to get your documents to our office. If you need these documents served after they have been filed, we offer assembly and registered process serving & notary as well. Whatever your legal needs, we will do all possible to accomodate them.

We look forward to your business!

http://www.crossfirelegal.com

(530) 632-2800 / (530) 743-2800 Fax

See our website to see if you qualify for any of our many discounts.

Reputable and quality service quaranteed!

Licensed, Insured, and Bonded company in good standing. Over 10-years experience in the legal field. National Notary Association Member

Divorce Special $200.00 - Licensed LDA (California - All)

CrossFire Legal Document Assistance and Resource Services is offering low cost and no hassel services. Whether it be an issues of divorce, legal separation, child custody/visitation, support, adoption, felony expungement &/or reductions, misdemeanor dismissals, domestic violence restraining orders, civil harrassment orders, Petition to Establish Child/Parent Paternity, request for contempt of court if the other party is not following the Court orders or perhaps paying you the money they were ordered to, Marital Settlement Agreements prepared for those who wish to make a complete agreement on their divorce issues, registered process serving, notary services, private investigative services, and much more! Whatever your needs are, we can help, and if for any reason we can't, we can get you to someone who can! Maybe you are in the middle of your case and have come to a point that you need legal document assistance to finalize your matter.... or maybe you need your documents taken to the Court on your behalf and filed because you cannot get away from work or you are out of town, we can assist you in all of this! Evening and weekend appointments also available to meet your needs at no additional cost to you.

If you are representing yourself or intend to, give us a call today and let us assist you to make this already unpleasant situation a less stressful one. Let us worry about the organization and preparation of your legal documents so you can enjoy your day without the stress and worry if your papers are done on time and done right. All clients will be provided with an organized and tabbed case file so they are organized and prepared to handle their legal matters with confidence and knowledge of what their file contains so they are better prepared to adequately represent themselves.

Certain discounts may apply, see our website to see if you qualify. You may also qualify for a Court Waiver of Filing Fees depending on your income level and household size.

Call today (530) 632-2800 or email us your specific situation and questions if you would like to: crossfirelegal@hotmail.com or visit us on the web at: http://www.crossfirelegal.com/

Affordable and Quality Legal Document Assistance is only a call away!

We offer the best service at the most competitive prices. We are certain you will be pleased with our prices and service.

All calls and information provided is kept confidential.

Licensed, Insured and Bonded. Over 10+ years experience. Many professional references and recommendations available. Registered and Licensed LDA.

• Registered Process serving and CA State licensed notary services also available.
• We are not attorneys and do not give legal advice. If you require the advice of an attorney, it is suggested that you check with your local bar association for a listing of attorneys in your area.

Mention you saw this ad on Craigslist to receive your discounted special pricing. DIVORCE LEGAL SEPARATION CHILD CUSTODY MODIFICATION CHILD SUPPORT MODIFICATION WILL POWER OF ATTORNEY DURABLE POWER OF HEALTH CARE FELONY & MISDEMEANOR DISMISSALS &/OR EXPUNGEMENTS BANKRUPTCY NAME CHANGE PATERNITY MOTIONS

• AND MUCH MORE***

MENTION THAT YOU SAW THIS AD ON CRAIGSLIST TO RECEIVE YOUR DISCOUNTED PRICE OF $200.00 FOR THE PREPARATION OF YOUR DIVORCE DOCUMENTS. THANK YOU FOR VIEWING OUR AD.

loan mod not working?? look (sacto)

REASONS WHY YOU SHOULD CONSIDER LEGAL ACTION

- STOP FORECLOSURE
- Your lender has denied you a Loan Modification
- The process is taking too long and is forcing you into foreclosure
- You are not satisfied with the Loan Modification results
- Foreclosure will have a big impact on your credit.
-Owe more than your house is worth
-Your lender is stalling & telling you to call back
-You feel you were not treated fairly when you got this loan
-You think the broker/lender used deception on this loan
- They made promises they did not keep

If you are one of the millions of victims of one of the now illegal loan programs such as Pick A Pay, Negative Amortization, 1% - 3% interest rate and many other loan programs previously offered by lenders, you may now have legal recourse.
If you feel you were not treated fairly when you got your loan, were not offered other loan programs, forced into a loan you were not comfortable with at closing, the loan terms were not fully explained to you, then you need to seek legal counsel.


Please call for a FREE CONSULTATION regarding your situation.

Call NOW 916-367-0635
United Law Center

ARRESTED FOR DRUNK DRIVING / DUI? (Sacramento)

If you have been arrested for drunk driving / DUI, I know this is a difficult time and you probably have many questions. The most often asked question is “What happens next?”

The basic process is this:

1) Request a DMV hearing within 10 days of your arrest
2) Appear in criminal court for an arraignment hearing
3) Meet with the District Attorney for a settlement or pre-trial conference.

You may also have other questions, and that is why I am offering you a FREE consultation. My name is Bob Matheu and I am an experienced DUI trial attorney. I can help and save you time and expense. Call me now to discuss your case and the following important information:

• Fines and Penalties

• DUI Offender Education Programs

• Jail/Community Service

• License Suspension

• Conditions of Probation

• DMV Hearings

If you want an experienced attorney who will fight for your rights, call me. I will aggressively represent you in court and at your DMV hearing. In addition to a free consultation, I have very affordable flat fees starting at only $995.00.

If I am your attorney, you may never have to miss work to experience the inconvenience and embarrassment of going to court; because I'll be there for you. In addition, I can stop the suspension of your license pending the outcome of the DMV hearing.

Don't wait… in a DUI prosecution every day counts, call me now!

Cell: (916) 529-3373 (24 HOURS)
Office: (916) 446-3922

Robert C. Matheu
Attorney-at-Law, SBN 182963
1010 J Street
Sacramento, CA 95814

Visit my website: http://bobmatheu.com

LOW COST PARALEGAL SERVICE: Divorce - Bankruptcy - Custody/Support (916-676-1096)

WE OFFER LOW COST DOCUMENT ASSISTANCE...FREE CONSULTATION

OTHER SERVICES AVAILABLE...EVENINGS AND WEEKENDS ALSO AVAILABLE

916-676-1096

CRIMINAL DEFENSE (916) 996-7023 (NORTHERN CALIFORNIA)

CRIMINAL DEFENSE COUNSEL

AREAS OF EXPERTISE

WEBSITE: Sacramentocriminaldefenseatty.com

Are you about to be charged with a crime or have you already been charged? Colleen Duffy can defend you on all crimes at all stages of the proceeding.

CRIMINAL DEFENSE

All Felonies and Misdemeanors
Drunk Driving/DUI (w/or without injury; felony and misdemeanor)
Domestic Violence
Spousal and Child abuse
Child Neglect
Elder Abuse
Terrorist Threats
Embezzlement/Theft

Petty Theft/Shoplifting
Grand Theft
Auto Theft
Receiving Stolen property
Violent Crimes

Assault with a Deadly Weapon
Assault with a Firearm
Gun Violations, Weapons Charges
Other Felony Crimes and all Misdemeanors

Drug and Narcotics Charges
Vehicular Manslaughter
Sex offenses
Juvenile Crimes
Strike Offenses, Three strikes Allegations
Other Felony Crimes and all Misdemeanors
Representation at all Stages of Criminal Proceedings including, but not limited to:

Talking to the Detective to try to prevent Arrest
Bail Hearing
Pretrial Stage
Preliminary Hearing
Trial
Motion for New Trial
Probation Modifications
Appeal
Expungements
Jail Visits are available. Keeping clients informed of all events with respect to their cases is important to Colleen Duffy, criminal defense attorney, whether the client is in or out of custody.


CALL (916) 996-7023 FOR IMMEDIATE CRIMINAL DEFENSE ADVICE

Thanksgiving Bankruptcy Special--Atty (West Sacramento)

Thanksgiving Bankruptcy Special today November 20, 2009 through November 25, 2009 only:

The Law Office of Mark D. Bradford will prepare your Chapter 7 bankruptcy petition, and represent you at the meeting of creditors for $899.00.

This price is for a single petitioner only, and does not include the filing fee of $299.00, nor the two mandatory classes that are available online. This price does not include preparation of any reaffirmation agreements, motions, or adversary proceedings of any type. Attorney fee must be paid in full at time of retaining attorney.

Law Office of Mark D. Bradford
1035 Jefferson Blvd. Suite 5A
West Sacramento, CA 95691
(916) 551-1555

CA Bar: 135538

Se habla espanol

Worn Out From The Bills And Debts? Free Bankruptcy Case Review (Sacramento)

Are you trying to get your debts and creditors off your back?

A bankruptcy can eliminate your debts and stop harassment so you can have a fresh start with your finances.

Get a free evaluation from a licensed bankruptcy attorney in your local area and see if bankruptcy can help your finances. BankruptcyIntro.com

INJURY CLAIM DENIED OR LOW OFFER? (Sacramento)

Attorney will help you obtain settlement or judgment when the INSURANCE COMPANY PAYS PROPERTY DAMAGE, BUT DENIES YOUR INJURY CLAIM. It is a growing problem. The insurance company for the car at fault recognizes fault of their insured, pays you for the car damage, but sends you a letter stating that there was LOW DAMAGE to your car and there is NO MECHANISM FOR INJURY. I am an attorney and I will help you get your treatment bills paid, pay my fee, and get payment for your injury. I will not charge any fee unless we are successful. My fee is 25%, if I am successful! How? I offer you the stregnth of my experience to represent you in SMALL CLAIMS COURT. Attorneys can prepare you and your case for a strong presentation. My goal is to make the insurance company want to settle or convince the judge to make them pay your claim. Call me and we will decide whether I can help. Personal injury attorney for 30+ years.
Call Phillip Cabe, Attorney At Law, 916-924-3155, or email phil@cabe-law.com (Near Howe Ave and Fair Oaks Bl.-Five minutes from US 50/Howe Ave.) See web link http://www.cabe-law.com

Dog bite attorney (Sacramento)

Anyone who has been bitten by a dog, in the state of California, has a valid claim against the owner of the dog. Call me to discuss your claim.



Call Phillip Cabe, Attorney at Law
phil@cabe-law.com

916-924-3155

See Web Link cabe-law.com

Has debt been keeping you up at night? Speak to a Lawyer, Get Options! (Sacramento)

~~LANPHIERLAW.COM~~BANKRUPTCY ATTORNEY CH. 7 & 13~~ (Northern California)

Are you worried about losing your home, car and other possesions?
Are you in debt, because of credit cards, medical expenses or student loans?

Then call Lanphier & Associates Today!!!

Lanphier & Associates are one of the Top Filers in Northern California,
Specializing in Chapter 7 Bankruptcy and Chapter 13 Bankruptcy.

CALL NOW for a FREE consultation at: 916-447-0222 or
visit our website at: www.lanphierlaw.com

We are located in Downtown Sacramento, California

(Hablamos Espanol)

~STOP FORECLOSURE!!! Affordable Attorney~~ (Sacramento/surrounding areas)

If You Are Facing Foreclosure.....You Don't Have To Anymore!!!

ENGEL LAW GROUP Will Negotiate Your Loan For You!!!

We have a 99% success rate in our Loan Modification Department

And our Fee is lower then most other companies!!!

Call Today for a FREE consultation: 916-745-3773

ENGEL LAW GROUP

Julius M. Engel, Esq.

Debt Relief-CH 7, 11, 13-Experienced Law Firm (Sacramento)

Divorce economically ((916) 972-1188)

Paralegal with 35 years experience. Uncontested divorces and other legal services available. Sliding scale. I prefer working with both parties.

Superior California Legal Clinic
3220 El Camino Ave.
Sacramento, CA 95821
(916) 972-1188

=== DIVORCE, CUSTODY, SUPPORT - SACRAMENTO FAMILY LAW === (Sacramento and surrounding counties)

I am an attorney with over 15 years of experience. Divorces, child custody, child support, paternity issues, spousal support, emergency orders, restraining orders, wage garnishments, finalizing divorces, marital settlement agreements. Be represented. Or, if you are unable to afford an attorney, I can ghostwrite your pleadings for court which will greatly increase your liklihood of success in the court. Serving Sacramento and surrounding counties. I also do criminal law, and criminal record expungement.


Visit: sacfamlaw.com

Law Office of Thomas A. Neil
3224 El Camino Ave. (Watt & El Camino)
Sacramento, CA 95821
Phone: (916)- 446-4153
FAX : (916)-554-5437
E-mail: sacfamlaw@yahoo.com

Injured? Call Attorney Now (ARC 348-5600)

If you have been injured in an automobile accident, motorcycle accident or have fallen, call now to protect your rights. 348-5600 free consultation, no win no fee, no win no costs

Do you need help with property damages to your vehicle?
Do you need help finding medical care and doctors?
Do you need a no cost initial consultation?
Do you need a case evaluation?
Call Now!
Home, hospital and office visits anywhere in California.

Peter Stone Attorney
http://www.lawstone.com
peterlawstone@gmail.com

Since 1992
Wrongful Death, Personal Injury, Subrogation, Collection, Pet Trust; Gun Trusts, Wills Trusts, Civil Litigation. Law Practice Administrator for retiring or disabled attorneys.
skype available
toll free: 800-529-7866.
Admitted Before the Bar in the State of California 1992
Admitted Before the Bar in the State of Colorado 1994
Admitted Before the Bar of the United State Supreme Court
Admitted Before the Bar of the Federal Ninth Circuit Court of Appeals
Admitted Before the Bar of the Federal Eastern District of California
Admitted Before the Bar of the Federal Northern District of California
Admitted Before the Bar of the Federal Central District of California
Admitted Before the Bar of the Federal Southern District of California

My office has two attorneys and staff. We are ready to meet the litigation and counseling needs of individuals, small businesses and large companies looking for qualified, competent, legal representation.

Outside the office I'm interested in MMA (mixed martial arts) Jiu Jitsu and Kickboxing, musicals and zoos.

ATTORNEY CERTIFIED FORENSIC LOAN AUDITS [wholesale rates available] (Attorney operated)

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• INDUSTRY PROFESSIONALS WITH MORE THAN 30 YEARS EXPERIENCE IN MORTGAGE/LOAN PROCESSING & UNDERWRITING

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• QUALIFIED WRITTEN RESPONSES TO LENDERS AND FORENSIC DOCUMENT EXAMINATION OVERSIGHT IS GIVEN BY QUALIFIED AND LICENSED ATTORNEYS WITH REAL ESTATE EXPERIENCE

• * Bulk Discounts for Attorneys and Mortgage Brokers]

CFLA is a network of experienced forensic loan auditors specializing in the research & analysis needed to provide attorneys and loan modification companies with the Forensic Loan Audits & Qualified Written Responses (Demand Letters) they need to even the playing field with Lenders and successfully negotiate Principal Reductions and Loan Modifications on behalf of their homeowner clients. As lenders try to minimize overall losses sustained from excessive foreclosures, many of the attorneys and loan modification companies have implemented the use of Forensic Loan Audit in order to gain legal leverage against these loan servicers to ensure from a compliance standpoint that the borrower’s interests have not been jeopardized. This trend is gaining momentum from both an offensive and defensive standpoint, and the loan audit process will be the focus of activity in the coming months ahead as Lenders are under increased pressure from the Federal Government to work with homeowners to modify their loans.
Our Management team of seasoned real estate professionals have over 30 years experience in loan origination, mortgage processing, escrow and bank underwriting with some of the country’s top lenders, independent mortgage brokerages, processing and escrow companies such as Washington Mutual, New Century and Countrywide. It’s this experience in the intricacies of Sub Prime and Option ARM loans that allows FLAC auditors to uncover the myriad of lender mistakes in RESPA, ECOA, TILA, HMDA, and APR that exist in so many of the mortgage loans in the market today. We also have a network of attorneys who specialize in real estate law and suing lenders for errors on loan documentation.
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When a property is upside down and the homeowner is facing foreclosure, the homeowner has more leverage than they may realize against their lender. Our service can force that leverage upon that lender. In doing so, you can be successful in wiping out large portions of principle. Typically 50-80%!

Loan Modifications
Loan Modification - most major lenders and service providers will negotiate a loan modification where most of the delinquent payments and foreclosure fees are either wiped out or added onto the back end of the loan. In most cases the interest rate and payment will be reduced permanently. Homeowners need to prove what the maximum payment is that they can afford by constructing a financial plan that the lender will approve, and since the homeowner is often late with their payments and in or soon to be in foreclosure, the lender must be asked to forgive the delinquent payments or put them on the back of the loan.

Interest Rate / Payment Rate Reduction
With the overwhelming increase of interest rates resetting on home loans and the devastating effect of this economy, many homeowners are faced with mortgage payments they can no longer afford. It is better to lower the homeowner's payment by lowering the interest rate or payment rate by creating a payment plan the borrower can afford, than to take the home with a foreclosure sale and lose money on the re-sale. Keep in mind lenders lose money on bank owned properties as it will sell for less than market value, and they must pay a commission to a Realtor; and closing cost plus the cost of holding the property while they wait for a sale in a market that is depreciating.

• The National Association of Mortgage Processors (NAMP) is known throughout the banking industry for promoting educational standards and certification programs for mortgage processors. NAMP is dedicated to assisting contract loan processors as well as in-house mortgage loan processors and underwriters in all aspects of their business and providing the banking industry with nationwide access to its qualified professionals. NAMP's Certification Program provides the peace of mind that your credentials are accurately highlighted and recognized.

CERTIFIED FORENSIC LOAN AUDITORS, LLC
13101 West Washington Blvd., Suite 444, Los Angeles, CA 90066; ph: 310-432-6304; info@certifiedforensicloanauditors.com

www.certifiedforensicloanauditors.com
http://www.certifiedforensicloanauditors.com/

CERTIFIED FORENSIC LOAN AUDITORS, LLC offers comprehensive training classes, see link below:
http://www.certifiedforensicloanauditors.com/training_courses

CERTIFIED FORENSIC LOAN AUDITORS, LLC offers litigation support, see link below:
http://www.certifiedforensicloanauditors.com/litigation_support

CERTIFIED FORENSIC LOAN AUDITORS, LLC offers expert opinions, see link below:
http://www.certifiedforensicloanauditors.com/expert_witnesses

FREQUENTLY ASKED QUESTIONS CAN BE ANSWERED AT THE LINK BELOW:
http://www.certifiedforensicloanauditors.com/frequently_asked_questions





http://www.certifiedforensicloanauditors.com/

• CERTIFIED BY THE NATIONAL ASSOCIATION OF MORTGAGE PROCESSORS [NAMP]

CERTIFIED FORENSIC LOAN AUDITORS, LLC
13101 West Washington Blvd., Suite 444, Los Angeles, CA 90066; ph: 310-432-6304; info@certifiedforensicloanauditors.com

www.certifiedforensicloanauditors.com

• INDUSTRY PROFESSIONALS WITH MORE THAN 30 YEARS EXPERIENCE IN MORTGAGE/LOAN PROCESSING

• AUDITS ARE COMPLETE AND TYPICALLY CONSIST OF MORETHAN 30 PAGES OF LEGAL AND MORTGAGE ANALYSIS

• QUALIFIED WRITTEN RESPONSES TO LENDERS AND FORENSIC DOCUMENT EXAMINATION OVERSIGHT IS GIVEN BY QUALIFIED AND LICENSED ATTORNEYS WITH REAL ESTATE EXPERIENCE

• * Bulk Discounts for Attorneys and Mortgage Brokers]

CFLA is a network of experienced forensic loan auditors specializing in the research & analysis needed to provide attorneys and loan modification companies with the Forensic Loan Audits & Qualified Written Responses (Demand Letters) they need to even the playing field with Lenders and successfully negotiate Principal Reductions and Loan Modifications on behalf of their homeowner clients. As lenders try to minimize overall losses sustained from excessive foreclosures, many of the attorneys and loan modification companies have implemented the use of Forensic Loan Audit in order to gain legal leverage against these loan servicers to ensure from a compliance standpoint that the borrower’s interests have not been jeopardized. This trend is gaining momentum from both an offensive and defensive standpoint, and the loan audit process will be the focus of activity in the coming months ahead as Lenders are under increased pressure from the Federal Government to work with homeowners to modify their loans.
Our Management team of seasoned real estate professionals have over 30 years experience in loan origination, mortgage processing, escrow and bank underwriting with some of the country’s top lenders, independent mortgage brokerages, processing and escrow companies such as Washington Mutual, New Century and Countrywide. It’s this experience in the intricacies of Sub Prime and Option ARM loans that allows FLAC auditors to uncover the myriad of lender mistakes in RESPA, ECOA, TILA, HMDA, and APR that exist in so many of the mortgage loans in the market today. We also have a network of attorneys who specialize in real estate law and suing lenders for errors on loan documentation.
http://www.certifiedforensicloanauditors.com/


FORSENIC AUDIT USES:

Principal Reduction
When a property is upside down and the homeowner is facing foreclosure, the homeowner has more leverage than they may realize against their lender. Our service can force that leverage upon that lender. In doing so, you can be successful in wiping out large portions of principle. Typically 50-80%!

Loan Modifications
Loan Modification - most major lenders and service providers will negotiate a loan modification where most of the delinquent payments and foreclosure fees are either wiped out or added onto the back end of the loan. In most cases the interest rate and payment will be reduced permanently. Homeowners need to prove what the maximum payment is that they can afford by constructing a financial plan that the lender will approve, and since the homeowner is often late with their payments and in or soon to be in foreclosure, the lender must be asked to forgive the delinquent payments or put them on the back of the loan.

Interest Rate / Payment Rate Reduction
With the overwhelming increase of interest rates resetting on home loans and the devastating effect of this economy, many homeowners are faced with mortgage payments they can no longer afford. It is better to lower the homeowner's payment by lowering the interest rate or payment rate by creating a payment plan the borrower can afford, than to take the home with a foreclosure sale and lose money on the re-sale. Keep in mind lenders lose money on bank owned properties as it will sell for less than market value, and they must pay a commission to a Realtor; and closing cost plus the cost of holding the property while they wait for a sale in a market that is depreciating.

• The National Association of Mortgage Processors (NAMP) is known throughout the banking industry for promoting educational standards and certification programs for mortgage processors. NAMP is dedicated to assisting contract loan processors as well as in-house mortgage loan processors and underwriters in all aspects of their business and providing the banking industry with nationwide access to its qualified professionals. NAMP's Certification Program provides the peace of mind that your credentials are accurately highlighted and recognized.

CERTIFIED FORENSIC LOAN AUDITORS, LLC
13101 West Washington Blvd., Suite 444, Los Angeles, CA 90066; ph: 310-432-6304; info@certifiedforensicloanauditors.com

www.certifiedforensicloanauditors.com
http://www.certifiedforensicloanauditors.com/

CERTIFIED FORENSIC LOAN AUDITORS, LLC offers comprehensive training classes, see link below:
http://www.certifiedforensicloanauditors.com/training_courses

CERTIFIED FORENSIC LOAN AUDITORS, LLC offers litigation support, see link below:
http://www.certifiedforensicloanauditors.com/litigation_support

CERTIFIED FORENSIC LOAN AUDITORS, LLC offers expert opinions, see link below:
http://www.certifiedforensicloanauditors.com/expert_witnesses

FREQUENTLY ASKED QUESTIONS CAN BE ANSWERED AT THE LINK BELOW:
http://www.certifiedforensicloanauditors.com/frequently_asked_questions

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1. Minimum $5,000. or higher valid and undisputed California money Judgment;
2. Send Rick a copy of your money Judgment and/or any other relevant information for review;
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Creditors don't want you to have an attorney of your own, but you NEED one to keep them honest! They have attorneys, so why shouldn't you. Level the playing field. Don't fall for their many tricks, like so-called "payment plans", non-binding "promises", threatening letters, harassing phone calls, etc. A lawyer on YOUR side gives you clout and respect and will lead to a final negotiated settlement almost every time! Start rebuilding your good credit immediately! Rick can help you become debt free.

• Rick DOES NOT do, "credit repair", litigation or bankruptcy.

• Rick DOES negotiate and eliminate money judgments permanently and at tremendous "discounts".

• Rick HATES credit card companies, collection agencies, banks, big law firms and especially those bottom feeder "debt buyers".

Rick Knox, Esq. (California Bar # 92749)
Law Office of Richard E.W. Knox

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Direct..........818-222-1985
Fax........... 818-888-2717
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☀Law Offices of Michael S. Cho - Experienced and Affordable U.S. Immigration Attorney & Lawyer☀

10940 Wilshire Boulevard, Suite 1600
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Telephone: 323.238.4620
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Please visit our web site at http://www.msclaw.com for more information on our firm as well as comprehensive information on the U.S. immigration process.

Looking for a Bankruptcy Attorney who will explain your options? (Greater Sacramento)

" Information is power—the power to make wise decisions concerning your finances in the time of economic crisis”. Our gift to you and those referred is a free consultation appointment. In this appointment our goal is to disclose options the person has including: home, credit cards, automobiles, retirement funds, contracts, lawsuits, collections, etc.

The economy will take us where it will--but we can control how we respond. It is not a time to panic, but a time to re-examine what we do with our money, how we want our resources to be used, and how we match our resources with our goals. We must be wise decision-makers and keep in mind that "Information is Power." Research has told us that the decisions made about our finances can have catastrophic results if not made based on sufficient knowledge. As a business leader who must make financial decisions every day, I know that they must be made ethically, compassionately and fairly.

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Wipe out (expunge) your past criminal history 916-646-3841 (Sacramento, Roseville and all surrounding areas)

Wipe out (expunge) your past criminal history with a record reduction/clearance. Under certain circumstances, California state law allows for past criminal convictions of GUILTY to be changed to DISMISSED. Call PAUL PHILLIPS LAW OFFICE to determine if you are eligible to wipe out your past criminal history. 916-646-3841

Please visit our website at http://www.NorCalDUI.com

Suspended License Legal Counsel 916-646-3841 (Sacramento, Roseville and all surrounding areas)

There are many reasons for the DMV to suspend a driver's license, ranging from DUI, negligence, age or medical suspension. Paul Nathan Phillips, Attorney can get you through it offering quality legal counsel. A DUI case has special needs because the defendant faces a DUI administrative action by the DMV. Paul Nathan Phillips, Attorney, Paul Phillips Law Office can help you with DMV Legal Counsel.

Call 916-646-3841 for DMV Legal Counsel. The first consultation is free.

Please visit our website at http://www.NorCalDUI.com/DMV.html

DUI, don't panic just phone 916-646-3841 Free Consultation (Sacramento, Roseville and all surrounding areas)

If you got a DUI and your worried. Don't panic
just phone for your FREE consultation with a licensed attorney

Paul Phillips Law Office
Paul Nathan Phillips, Attorney
(916) 646-3841, (916) 646-DUI1



Please visit our website at http://www.NorCalDUI.com

Knowledgeable, Compassionate Representation.

Serving the Sacramento, Fair Oaks, Citrus Heights, Orangevale, Carmichael, Folsom, El Dorado Hills, Cameron Park, Placerville, South Lake Tahoe, Roseville, Rocklin, Auburn areas, and more.

Divorce, Child Support, and Family Law Attorney (Sacramento, Placer, El Dorado Counties)

Experienced representation in

divorce, family law, child custody and visitation, challenging prenuptial agreements, business litigation, complex property issues, and bankruptcy in the Sacramento County, Placer County, and El Dorado County Family Law courts, as well as in the San Francisco Bay Area:

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The Law Office of Merrisa Coleman-Bishop 2242 Camden Ave., Suite 105 San Jose, CA 95124 Phone: (408) 377-1368 merrisasjc@aol.com http://www.merrisacoleman-bishop.com/

Our main office is San Jose, but our home is located just outside Sacramento, and I am able to meet and represent clients in both areas.

I invite you to call my office at (408) 294-4392, or email me at the address above, to schedule a free 30 minute initial case assessment appointment. I am an empathetic family law trial attorney, with over a decade of experience. Remember, when you hire an attorney, you are paying for their experience and expertise in knowing what you are entitled to under the law, and remember that ONLY an attorney may provide legal advice to a client regarding their case and what may happen before a judge.

My office handles a wide variety of cases, such as:

• Family law issues, such as:

• Divorce, dissolution, or separation
• child custody and visitation orders
• child support
• guardianship
• domestic violence cases and restraining orders
• divorce contempt cases
• challenging prenuptial agreements

• Estate planning and related matters, such as wills and trusts
• Business litigation and contract law
• Bankruptcy and complex property law issues

I studied California law at the Western State University College of Law at Fullerton in 1992. I began as a Los Angeles and Orange County litigation attorney, but after my own divorce, I expanded my practice into Family Law in 1994, and that has been my primary area of expertise since then. I do try to bring equitable resolutions outside the court room, however, I can provide as an aggressive divorce representation as necessary in the event an equitable solution cannot be reached.

I also believe in contributing to community service and building tomorrow's leaders today. To that end, my spouse and I regularly volunteer our time and money with the California Junior Chamber, also known as the California Jaycees, and its local chapters.

Due to the state of our economy, I am making this offer: Bring in this ad, and I will reduce my regular rate to $200 an hour. That's a savings of $100 an hour off my regular rate. Please NOTE that this reduction only applies to new clients who have not been in for their initial consultation.

Experienced, affordable, empathetic, and as aggressive as necessary. You are going through a difficult time as it is. You deserve competent representation. E-mail or call me. (408) 377-1368.

Oh by the way, I do accept credit cards too, except in bankruptcy cases (for obvious reasons).

Thank you for your business!
Merrisa Coleman-Bishop

Attorney-At-Law

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Good News for Clients - Daniel Nicholson Announces New Successes! (All Northern Cal. Criminal Courts)

FROM DUI CASES TO THE MOST SERIOUS FELONIES - DANIEL NICHOLSON CAN REPRESENT YOU IN ANY NORTHERN CALIFORNIA COURTROOM.

CERTIFICATE OF REHABILITATION GRANTED! Client no longer required to REGISTER per P.C. 290!!! Motion on behalf of C.E. in Sacramento Superior Court - October 09

IMMIGRATION CONSEQUENCES AVERTED WHEN DA AGREES TO DIVERSION! People v. Reyna B. - Yolo Superior Court - October 09

ALL FELONY AND MISDEMEANOR CHARGES DISMISSED IN CIVIL COMPROMISE! People v. Anthony P. - Sacramento Superior Court - September 09

FELONY THEFT AND RELATED CHARGES DISMISSED. People v. Chris S. - Sutter County Superior Court - September 09

JUDGE DISMISSES ALL CHARGES AT PRELIMINARY HEARING ON FELONY STALKING ! ! ! A Good Result for a Good Guy. People v. Andy J. - Santa Clara Superior Court - June 09

MOTION TO DISMISS GRANTED - TWO COUNTS OF ATTEMPTED MURDER WITH SPECIAL ALLEGATIONS DISMISSED AT PRELIMINARY HEARING! ! ! People v. Humberto G. - Santa Clara Superior Court - March 09

MOTION TO SUPRESS GRANTED - ALL CHARGES DISMISSED IN LARGE MARIJUANA GROW FOR ILLEGAL SEARCH AND SEIZURE BY ELK GROVE POLICE. People v. Sean M. - Sacramento Superior Court - Aug 08

MOTION TO DISMISS GRANTED - PROBATION VIOLATION HEARING WON. People v. Samantha L. - Yolo Superior Court - April 08

MOTION TO DISMISS GRANTED - AT PRELIMINARY HEARING. Prosecutor dismisses STRIKE felony charge, and all 6 other charges, after evidence taken. People v. Dwayne S. - Yuba County Superior Court - Aug 08

NOT GUILTY VERDICTS AT TRIAL - On most serious STRIKE counts. People v. Glen T. - Placer County Superior Court - March 08

My Investigator, TERRI GUNN, gets the job DONE. We have 5 straight dismissals as a team. MAYBE THIS TEAM CAN WORK FOR YOU.



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